Budgeting 💰

Budgeting helps you plan your spending, save money, and actually hit your financial goals. The cool part about Munyun? You can create as many different budget plans as you want, for whatever you want.

Here's how people actually use budgets in Munyun:

Budget by time

Create budgets for specific time periods – a month, a quarter, a year, or any custom range.

Why this is useful: You can see the big picture of how your spending changes over time, while staying flexible enough to adjust as needed.

Popular template: "Budgeting with Rollover" – shows 4 different time ranges so you can see monthly, quarterly, and yearly budgets all at once.

Budget by category

Ever heard of the 50/30/20 rule? Spend 50% of your income on needs, 30% on wants, 20% on savings.

In Munyun, you can create budget blocks that filter to just the categories you care about. Want to only budget your "wants" category? Do it. Want to track just your "needs"? Easy. Any combination works.

Build a budget around whatever categories matter to you – needs, wants, savings, or your own custom categories.

Budget by event

Going on a trip? Planning a wedding? Moving to a new city? Create a budget for the whole event.

How it works: Use tags to group all transactions related to that event (like tagging everything "Paris Trip"), then create a budget block filtered to that tag.

Now you can see exactly how much you've spent on the event versus your budget.

Example template: "Annual Family Vacation" – sets a $5,000 budget for a trip and tracks spending in real-time.

Budget by merchant

Want to limit how much you spend at specific places? Like, maybe you're spending too much at Target or on DoorDash?

Create a budget block filtered to that merchant name, set a spending limit, and watch yourself against it.

Example template: "Expense Improvement Tracker" – shows spending by merchant and lets you set budgets for each one.

Perfect for cutting back on specific spending habits.

The flexibility:

Seriously, you can budget for literally anything. Just create a tracking block, filter it to show whatever data you want, and set your limit.

Want to budget "coffee shops within 2 miles of work during weekdays"? You can do that. Want to budget "all food spending except groceries"? That too.

Make budgets that actually match your life, not some pre-set categories that don't make sense for you.